Free, no-obligation consultation
Funding & Cost Coverage

Your care insurance fund supports you

Many home help and everyday support services can be funded through the care insurance fund. We give you an overview and support you with the application and billing.

An important note: The amounts below are general figures of the long-term care insurance (as of 2026). Whether and to what extent benefits are reimbursed depends on your care level and your fund. We advise you individually and support the application. This does not replace legal or tax advice.

Relief amount

At every care level a monthly relief amount is available, which you can use for home help and support, among other things.

131 € / month

Home help via your health insurance

After illness, surgery or during pregnancy, your health insurance covers the cost of home help – on a doctor's prescription (§38 SGB V). We bill your insurer directly.

Via health insurance

Advice and billing

We help you find the right path, support the application and bill many services directly with your fund where possible.

We support you

Substitute care (Verhinderungspflege)

Substitute care (Verhinderungspflege) is a benefit of your care insurance fund (§39 SGB XI). From care level 2 it also covers home help and everyday support – since July 2025 as a joint annual budget with short-term care, up to €3,539 per year. We bill your care insurance fund directly and add hours beyond the relief amount.

up to €3,539 / year
No obligation

Shall we take care of it?

Tell us what you need and you will receive a clear, no-obligation quote , promptly.

Request a Quote
In four steps

How funding works

1

You tell us what support you need.

2

Together we check which benefit applies.

3

We help with the application to your care fund.

4

We start and bill many services directly.

Let us clarify your options

We take time for your situation and explain clearly what is possible. With no obligation and without rush.

Get advice now Or call us directly: 0163 3904654